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The American dream of early retirement, or any retirement is starting to fade and become a thing of the past. As the economy goes further into a recession sapping more and more senior savings the thought of quitting your job and living off your hard earned money is not a realistic idea for most seniors entering the typical age of retirement, 65.
Recently the Employee Benefit Research Institute located in Washington, DC completed a survey of 1,257 senior Americans in order to find out just how confident people nearing …

Home Sweet Home
People spend years building and spending their hard earned money and time on their homes.  But how many think about making an environment that is senior friendly?
As we age we are not able to perform the same tasks with the ease of our earlier years, creating many dangerous situations.  The current home may not be adequately prepared to provide the safety and convenience of the aging residents.
The rate of our aging seniors is beginning to influence the development of new appliances; stairs, homes, and electronics. Currently seniors, age …

The Medicare eligiblity deadline is coming up for the following year.  There is only a small period of time that seniors are given to choose the plan in which they would like to participate.  This is the time when seniors already enrolled in Medicare can add, drop or otherwise change their coverage. 
There are typically only two choices; a fee for service plan or federally subsidized advantage plan.  Most choosing the traditional Medicare program also elect to purchase a Medigap policy and separate prescription plans.
Each of the more than three dozen programs …